LYC Merchant Services

Retail Payment Processing

Accept credit cards, debit cards, and contactless payments in-store with fast, secure POS systems built for retail businesses. LYC Merchant Services helps Albuquerque and New Mexico retailers streamline checkout, reduce processing fees, and get next-day funding — from single storefronts to multi-location chains.

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Point-of-Sale Solutions For Every Retail Business

Whether you’re running a boutique clothing store, a busy convenience shop, or a multi-location retail chain, LYC Merchant Services delivers POS payment processing that keeps your checkout lines moving and your costs down.

We work with every type of retail business — apparel and accessories, grocery and convenience stores, hardware and home improvement, specialty retail, gift shops, liquor stores, smoke shops, sporting goods, pet stores, and more. If you sell products in a physical location, we have a payment solution built for how you operate.

Based in Albuquerque and serving businesses across New Mexico and nationwide, we combine local support with enterprise-grade payment technology. No cookie-cutter setups. No offshore call centers. Just reliable merchant services from a team that understands retail.

Countertop Terminals
Verifone Ingenico Clover Dejavoo
Mobile & Wireless
Clover Flex Clover Go SwipeSimple PayAnywhere
Full POS Systems
Clover Station Clover Mini Exatouch Vital
Retail Industries
Apparel Grocery Convenience Specialty Retail
Payment Types
Credit Cards Debit Cards Apple Pay Google Pay
Integrations
QuickBooks Xero Lightspeed Vend
Gift & Loyalty
Gift Cards Loyalty Programs Rewards Points
Security & Compliance
EMV Chip PCI Compliant End-to-End Encryption

Answers To Common Retail POS Questions

Retail payment processing allows brick-and-mortar businesses to accept credit cards, debit cards, and contactless payments at the point of sale. It includes a POS terminal or system, a merchant account to receive funds, and a processor to communicate with card networks and deposit money into your bank account.

Most retail businesses are approved within 24-48 hours. Once approved, we can have your POS equipment shipped and ready to process payments within a few business days.

We offer countertop terminals from Verifone, Ingenico, and Dejavoo, as well as full POS systems like Clover Station, Clover Mini, and Exatouch. We also provide mobile options like Clover Flex and Clover Go for businesses that need wireless capability.

Yes. All of our modern POS terminals support NFC contactless payments including Apple Pay, Google Pay, Samsung Pay, and tap-to-pay credit and debit cards.

Yes. We work with many retail industries that other processors avoid, including smoke shops, liquor stores, firearms dealers, and more. Contact us for a free consultation.

Rates start as low as 2.3% + 10¢ per transaction, depending on your business type and monthly volume. Contact us for a free custom quote.

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Get a free quote and see how much you could save on retail payment processing. No obligation, no pressure.

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